Bloomberg : Summers, director of National Economic Council, Says U.S. Economy in Most Rapid Decline Since 1930s

The nation's economy is going through unprecedented turmoil. And it gets worse everyday with hardly any prospects of improvement in the next 10-15 months. Hopefully we should hit bottom by the end of 2009 and start the long process of stabilization. The crisis has led to systemic quagmire and has wreaked havoc on the finances of individuals and families from sea to shining sea. Once venerable names are on their knees and the list grows longer by the week. Vaporization of nest eggs continues unabated.

                                            CNBC : Is this a depression? For markets it may not matter

We are aware of the pain that is being felt and the steps to alleviate it. We have managed to modify several mortgages with various lenders including many of our own. While it is possible to do so on one's own, the rapid political developments and the myriad of options can quickly make it an overwhelming proposition. While starting out is simple enough it quickly gets very time consuming and calls for meticulous paperwork. The new federal guidelines involve several calculations and require a sworn affidavit by the deponent. So while this standardizes the guidelines it also raises the bar.

                                 Bloomberg : Hidden Pension Fiasco May Foment Another $1 Trillion Bailout

With professionals on your side you will not just get 'some help', you are likely to get actual alleviation and the best possible terms without leaving too much on the table. Unfortunately the usual homeowner is happy with any help while the savvy ones walk away with much better modification terms.

      CNBC : Consumer Bankruptcy Filings Jump in February, number to keep rising as economic troubles deepen

The trick then is to separate the grain from the chaff ! We are local and part of a highly regulated profession. You do not need to give out personal information, pay any large upfront fees (there are several artists charging from $3,000 - $5,000 per loan account), deposit any payments meant for your creditors with us or route them through us. Our charges are considerably less with a simple, transparent fees structure, and the option of terminating the engagement at any time. We also offer easy payment terms for this service as we understand why you would consider these services in the first place.

                       New York Times : Commercial Real Estate Auctions Expected to Rise - Next shoe to fall

While we apologize for not being able to repair your credit overnight or consolidate all your debts and modify your mortgage over the weekend we certainly can help you present your case to your creditors professionally and negotiate the best possible terms for you. We patiently understand your circumstances and your goals. We then apprise you of all your options, work with you to devise an appropriate strategy and prepare necessary documentation. You can also choose to have us negotiate on your behalf. You can get help based on our experience in the fields of accounting, taxation, securities & real estate investing and finance, property management and business negotiations with just one simple email submitted through the Contact Us page.

                                       The Virginian Pilot : South Hampton Roads home prices drop again

Talk to us about a looming foreclosure or if you are just behind on your mortgage, auto loans, credit card debt etc. Do bear in mind that once the foreclosure process starts you will be assessed legal fees on an incremental basis even if you ultimately avert foreclosure by catching up on your dues or reach a last minute compromise with your lender. Also due to re-defaults many servicers of mortgage backed securities are now only doing trial workouts. There are several possible ways that your situation can be ameliorated. You can expect an honest assessment of your options from us. If we can't help we will tell you straight off the bat. No Spin. There is no charge for the initial discussion to find out how we may be able to help. While nobody, including us, can guarantee the outcome of any of these efforts, you do owe it to yourself to give yourself a chance to join the many who have been successful and get your life back. 


                                                                                

If you are based in Virginia Beach , Chesapeake , Norfolk , Portsmouth , Suffolk , Newport News , Hampton, Williamsburg , Jamestown , Yorktown , Smithfield , Poquoson , Gloucester , Franklin , Surry County , Sussex County , Eastern Shore , Moyock , Elizabeth City , Kill Devil Hills , Nags Head , Kitty Hawk , Currituck County , Camden County , or other parts of the Outer Banks of North Carolina you can come and meet us. Ofcourse, the rest of you are welcome too. Advance appointment required.

Ramgo Group LLC
2872 Bamberg Place
Virginia Beach VA 23453
Tel : (757) 235 4990
Fax : (757) 271 9223
Email : ramgogroup@gmail.com

Mailing address :
P O Box 2610
Chesapeake VA 23327